Bob Jones

How Much Mortgage Can I Afford?

Buying a home requires you to take into account many different factors. If you know what each of these factors are, you can better determine a comfortable mortgage range. Your annual income is the single biggest factor determining your mortgage… Continue reading

How Much Mortgage Can I Afford?

how much mortgage can i afford

One of the most common questions homeowners ask is, “How much mortgage can I afford?” There are several factors to consider when calculating how much you can afford to spend on a mortgage. Some of these factors are down payment,… Continue reading

What Is a Mortgage With Points?

What Is a Mortgage With Points?

You might be asking: what is a mortgage with points? Points are mortgage fees that lenders charge for the privilege of selling you a mortgage at a lower rate. Buying points can make your… Continue reading

Real Estate Crash 2008 Timeline

real estate crash 2008 timeline

If you’re not familiar with the events leading up to the real estate crash of 2008, you may be wondering when it happened. In this article, we’ll outline the events that led to the crisis, from IndyMac’s demise and bankruptcy… Continue reading

Getting Pre Approvals For Mortgages

Getting Pre Approvals For Mortgages

Pre approvals for Mortgages

If you are considering buying a home, getting pre approval for mortgage can be a great way to get started. Here are some tips to get started, including a timeline and what you should expect… Continue reading

Bad Credit VA Home Loans

Bad Credit VA Home Loans

bad credit va home loans

If you’re considering applying for a VA loan with a low credit score, be prepared to face several challenges. However, your low credit score may not be a deal-breaker, and there are alternative options. In… Continue reading

Mortgage Basics

How Much Debt is Too Much to Buy a house

Having enough income to make a mortgage payment is generally not the problem when it comes to buying a house. What’s more indicative of whether or not you can buy… Continue reading


Your total monthly payment

Principal & Interest