Bob Jones

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Using a Loan Amortization Schedule

A Loan Amortization Schedule is a statement of monthly payments that a borrower makes throughout the life of the loan.  It shows the scheduled payment amounts for every month of the loan and shows how each payment will affect… Continue reading

Prime Choice Funding Review


This Prime Choice Funding review looks at the company’s loan approval and pick rates. The company has an above-average approval rate, but its pick rate is below average. The company also charges average fees for loans, which include closing… Continue reading

First Direct Lending Review

First Direct is a relatively new online bank, with a great deal to offer. They have low interest rates, a wide range of loan types, and a phone mortgage advice service. However, there are some notable cons, including unusual travel… Continue reading

Finance of America Reviews

Finance of America Reviews

Finance of America is a mortgage lender that offers a variety of loan options for homebuyers. These include fix and flip loans, single-family rental loans, and student loan refinancing. There are pros and cons to each loan type, so it’s… Continue reading

New Rez Financial Review

New Rez Financial Review

If you’re looking for a mortgage lender that offers flexible loan options, Newrez may be the lender for you. They allow you to apply online and upload documents directly to their secure portal. Once you’ve submitted your documents, you will… Continue reading

Differences in Home Loans

There are many differences between home loans, including the amount a borrower can borrow. Some loans are designed for certain types of borrowers, such as first-time home buyers and people who are in need of a higher down payment. Others… Continue reading

Is Land a Good Investment?

If you are an investor, you’ve likely wondered whether land is a good investment. It is a great way to build wealth and reap high returns, but it is important to do your research and know how to buy and… Continue reading

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Your total monthly payment

Principal & Interest